@charset "UTF-8";
:root{--ink:#183f39;--muted:#566761;--paper:#f7f8f2;--line:#d4ded5;--accent:#c9ea84;--white:#fff;--error:#a12723;--warm:#fff4dd;--radius:20px;font-family:"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none}
*{box-sizing:border-box}html{scroll-padding-top:24px}body{margin:0;font-size:16px;line-height:1.6}button,input,select,textarea{font:inherit}button,a,input,select,summary,textarea{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:wait;opacity:.65}a{color:inherit;text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select,textarea,summary{border-radius:8px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,textarea:focus-visible,[tabindex]:focus-visible{outline:3px solid #265fce;outline-offset:4px}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h2{font-size:clamp(1.65rem,3vw,2.4rem)}h3{font-size:1.16rem;letter-spacing:-.015em}button{color:inherit}p+p{margin-top:1rem}[hidden]{display:none!important}.wrap{width:min(1160px,calc(100% - 64px));margin-inline:auto;min-width:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:12px;left:16px;background:white;padding:12px 16px;z-index:10;transform:translateY(-200%)}.skip-link:focus{transform:translateY(0)}
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.result-column{min-width:0;display:flex;flex-direction:column}.empty-result{background:#eaf0e5;border:1px solid #d9e3d3;border-radius:var(--radius);flex:1;padding:40px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.empty-symbol{width:78px;height:78px;border:1px solid #a2b89c;border-radius:50%;display:flex;align-items:center;justify-content:center;position:relative;font-family:Georgia,serif;font-size:2.5rem;margin-bottom:26px}.empty-symbol span{position:absolute;right:-10px;top:-5px;font-family:Arial,sans-serif;font-size:1.4rem;background:var(--accent);width:32px;height:32px;border-radius:50%;text-align:center}.empty-result h2{font-size:1.8rem}.empty-result p{color:var(--muted);margin-top:13px;max-width:360px;font-size:.94rem}.text-button{display:inline-flex;align-items:center;gap:8px;min-height:44px;border:0;background:transparent;padding:8px 0;font-size:.83rem;font-weight:650;text-decoration:underline;text-underline-offset:4px}.text-button:hover{text-decoration-thickness:2px}.empty-result .text-button{margin-top:21px}.result-card{background:var(--ink);color:#fff;border-radius:var(--radius);padding:30px;min-width:0;flex:1}.result-top{display:flex;gap:12px;justify-content:space-between;align-items:center;flex-wrap:wrap}.result-top h2{font-size:1rem;letter-spacing:-.01em}.badge{display:inline-block;font-size:.75rem;letter-spacing:.015em;background:#32594f;border:1px solid #6a8b7e;color:#eff8e6;border-radius:20px;padding:4px 9px}.badge.estimated{background:#f6dfa7;color:#4e3912;border-color:#f6dfa7}.result-kicker{font-size:.78rem;color:#d5e4d9;margin-top:28px}.result-amount{font-size:clamp(2.1rem,4.2vw,3.7rem);font-weight:600;letter-spacing:-.05em;line-height:1.1;margin-top:6px!important;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.result-description{color:#e0eade;font-size:.91rem;margin-top:14px;overflow-wrap:anywhere}.result-estimate{border-left:2px solid #d2e9a4;padding-left:12px;color:#eff6e5;font-size:.8rem;margin-top:18px}.comparison{margin-top:24px;padding-top:21px;border-top:1px solid #55756a}.bar-label{display:flex;justify-content:space-between;font-size:.71rem;color:#d4e2d4;margin-bottom:5px}.bar-track{width:100%;height:9px;background:#385e53;border-radius:3px;overflow:hidden;margin-bottom:12px}.bar{height:100%;border-radius:3px}.bar-from{background:#91b7a6}.bar-to{background:var(--accent)}.result-change{font-weight:650;font-size:.91rem;margin-top:6px}.result-note{font-size:.78rem;color:#d1e0d2;line-height:1.65;margin-top:9px}.calculation-details{font-size:.8rem;margin-top:18px;border-top:1px solid #55756a;padding-top:4px}.calculation-details summary{min-height:44px;padding:12px 0}.calculation-details dl{margin:0 0 12px}.calculation-details dl>div{display:flex;justify-content:space-between;gap:12px;margin:6px 0}.calculation-details dd{margin:0;text-align:right;overflow-wrap:anywhere;min-width:0}.calculation-details .hint{color:#d1e0d2}.result-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:22px}.result-button{background:var(--accent);color:var(--ink);font-size:.78rem;min-height:44px;padding:9px 12px}.result-button:hover{background:#ddf3b6}.result-actions .text-button{color:#fff;font-size:.75rem}.result-source{font-size:.75rem;color:#d1e0d2;border-top:1px solid #55756a;padding-top:17px;margin-top:22px}.action-status{font-size:.8rem;color:var(--ink);padding:8px 2px;min-height:0}.action-status:empty{padding:0}#manual-copy{margin-top:16px}#copy-text{color:var(--ink);font-size:.8rem}summary{cursor:pointer;font-weight:650}details summary::marker{font-size:.8em}details[open]>summary{margin-bottom:8px}
.explanation{border-top:1px solid var(--line);margin-top:64px;padding:50px 0}.section-intro>h2,.faq-section h2{margin-top:15px}.section-intro>p:not(.eyebrow){color:var(--muted);max-width:450px;margin-top:16px}.explanation{display:grid;grid-template-columns:.9fr 1.5fr;gap:64px}.explanation-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px 28px}.explanation-grid article:last-child{grid-column:1/-1;border-top:1px solid var(--line);padding-top:24px}.topic-number{font-size:.7rem;color:#566a52}.explanation-grid h3{margin:10px 0}.explanation-grid p{font-size:.85rem;color:var(--muted)}.faq-section{display:grid;grid-template-columns:.9fr 1.5fr;gap:64px;padding:45px 0 55px;border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line);padding:0 0 10px;margin-bottom:10px}.faq-list summary{min-height:48px;padding:10px 0;font-size:.92rem}.faq-list details p{color:var(--muted);font-size:.87rem;max-width:65ch;padding:0 0 10px}.method-section{border-top:1px solid var(--line);padding:52px 0 64px;display:grid;grid-template-columns:.9fr 1.5fr;gap:64px}.source-link{display:inline-flex;gap:12px;font-size:.83rem;margin-top:20px;min-height:44px;align-items:center}.method-content{min-width:0}.data-facts{margin:0 0 24px;font-size:.83rem}.data-facts>div{display:grid;grid-template-columns:1fr 1.25fr;gap:12px;padding:10px 0;border-bottom:1px solid var(--line)}dt{color:var(--muted)}dd{margin:0;font-weight:600}.method-content h3{margin-bottom:12px}.method-content p{font-size:.86rem;color:var(--muted);max-width:70ch}.method-content .formula-display{padding:16px;background:#eaf0e5;color:var(--ink);border-radius:8px;font-size:.86rem;font-weight:600}.method-content>details{margin-top:20px}.method-content>details>summary{min-height:44px;padding:8px 0;font-size:.87rem}.table-scroll{overflow:auto;max-height:360px;border:1px solid var(--line);border-radius:8px}table{border-collapse:collapse;width:100%;font-size:.8rem;font-variant-numeric:tabular-nums}caption{text-align:left;padding:12px;color:var(--muted);font-size:.74rem}th,td{text-align:right;padding:9px 12px;border-bottom:1px solid var(--line)}th:first-child,td:first-child{text-align:left}thead{position:sticky;top:0;background:#eaf0e5}.site-footer{background:#e9eee5;border-top:1px solid var(--line)}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:30px}.footer-brand{font-size:1.1rem}.footer-inner p{font-size:.72rem;color:var(--muted);margin:0}
@media(max-width:950px){.explanation,.faq-section,.method-section{gap:32px;grid-template-columns:.85fr 1.2fr}.input-card,.result-card{padding:24px}.empty-result{padding:28px}.calculator-layout{gap:20px}.amount-row{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr)}}
@media(max-width:740px){.wrap{width:calc(100% - 36px)}.header-inner{flex-wrap:wrap;gap:0;min-height:100px;padding-block:15px}.brand{font-size:1.3rem}nav{gap:20px;width:100%;justify-content:flex-start}nav a{font-size:.77rem;padding:8px 0;min-height:44px;display:flex;align-items:center}.intro{padding:34px 0 28px}.eyebrow{font-size:.62rem;letter-spacing:.11em}h1{font-size:clamp(2.15rem,8.5vw,3.5rem);margin-top:17px}.intro-copy{font-size:.92rem;max-width:50ch}.calculator-layout{grid-template-columns:1fr;gap:18px}.input-card,.result-card{padding:24px}.card-heading{margin-bottom:23px}.empty-result{padding:28px;min-height:270px}.empty-symbol{width:55px;height:55px;font-size:1.9rem;margin-bottom:20px}.empty-result h2{font-size:1.55rem}.explanation,.faq-section,.method-section{grid-template-columns:1fr;gap:28px;padding-block:35px}.explanation{margin-top:36px}.explanation-grid{gap:24px}.section-intro>h2,.faq-section h2{font-size:1.9rem}.footer-inner{flex-wrap:wrap;gap:16px}.footer-inner p:last-child{width:100%}.result-amount{font-size:clamp(2rem,9vw,3.2rem)}}
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@media(prefers-reduced-motion:no-preference){a,button{transition:background-color .15s ease,color .15s ease}.bar{transition:width .2s ease}}
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.result-card :focus-visible{outline-color:#d4f391}

